"Only 66% of Spanish people believe the economic crisis has contributed to poverty in their country, compared to an average of 73% elsewhere in the EU," reports the daily ABC. According to the results of a Eurobarometer survey, Europeans usually rank unemployment, growing older and a lack of academic qualifications as the main causes of poverty. However Spaniards, who have a high unemployment rate, are optimistic about these. The daily also highlights the differences in relations between banks and consumers in countries across the EU: almost 90% of Spanish people claim they have difficulty obtaining access to credit, an experience shared by only 20% of Finns. In conclusion, the Madrid daily notes that 16% of Europe's population are currently living below the poverty line.